FACTS: What Does District Mortgage Do With Your Personal Information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

Types of Personal Information We Collect

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Name, address, date of birth, and Social Security number
Income, employment information, and assets
Credit history and credit scores
Account balances and payment history
Property information (address, value, type) related to a mortgage transaction

How We Collect Your Information

We collect your personal information when you, for example:

Apply for a mortgage loan or pre-qualification
Provide contact information through our website or other forms
Authorize us to obtain your credit report
Provide income, asset, or employment documentation

We may also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Reasons We Can Share Your Personal Information

Reasons we can share	Does District Mortgage share?	Can you limit?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes — to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don't share
For our affiliates' everyday business purposes — information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes — information about your creditworthiness	No	We don't share
For nonaffiliates to market to you	No	We don't share

How We Protect Your Information

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files, and secured buildings.

All data is encrypted in transit (TLS) and at rest (AES-256)
Customer data is stored in a dedicated, isolated AWS account with strict access controls
Documents are encrypted with customer-managed encryption keys (AWS KMS)
Access to customer information is restricted to authorized personnel only
We maintain a comprehensive information security program as required by the Gramm-Leach-Bliley Act Safeguards Rule

Consumer Report Information Disposal

In accordance with the Fair and Accurate Credit Transactions Act (FACTA), we properly dispose of consumer report information by shredding, burning, or otherwise destroying physical documents and by securely erasing electronic records to prevent unauthorized access.

Website Data Collection

When you visit our website, we may automatically collect:

Usage Data: IP address, browser type, pages visited, and time spent on pages
Cookies: We may use cookies and similar technologies to enhance your experience. You can control cookies through your browser settings.

We honor Do Not Track signals from your browser.

Mobile Information and SMS/Text Messaging

If you provide your mobile phone number and check the SMS consent box on one of our website forms (or text START to (202) 935-9616), you consent to receive text messages from District Mortgage about your mortgage inquiry, application or pre-qualification status, appointment reminders, and customer care notifications. Marketing text messages are sent only with your consent. Consent is not a condition of purchasing any goods or services.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties, excluding aggregators and providers of the text message services that enable delivery of messages to you.

Message frequency varies. Message and data rates may apply.
Reply STOP at any time to opt out of text messages. You will receive a final confirmation message.
Reply HELP for help, or contact us at info@districtmortgages.com.
See our SMS/Text Messaging Terms for full program terms.

We retain records of your SMS opt-in consent, including the date, time, and the consent language presented to you, as required for compliance recordkeeping.

Your Rights

You have the right to:

Request access to the personal information we hold
Request correction of inaccurate information
Opt out of sharing with nonaffiliated third parties (though we currently do not share with nonaffiliated third parties for marketing purposes)
Withdraw consent to electronic records at any time (which may affect our ability to process your application)

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the revision date. If we make material changes, we will provide notice as required by law.

Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us at:

District Mortgage
Email: info@districtmortgages.com
NMLS #2819502

Equal Housing Opportunity. NMLS #2819502. District Mortgage is an independent mortgage brokerage; loans are arranged through and funded by third-party wholesale lenders.