Terms of service

Acceptance of Terms

By accessing and using the District Mortgage website (districtmortgages.com and related sites), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

Website Use

This website is provided for informational and educational purposes only. The content on this website does not constitute financial advice, mortgage advice, or an offer to lend. Any mortgage-related information, including but not limited to loan programs, rates, and calculators, is provided for educational purposes and may not reflect current market conditions.

No Guarantee of Accuracy

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or availability of the information, products, services, or related graphics contained on this website.

Calculator Disclaimer

The mortgage calculator on this website is provided as an educational tool only. Results are estimates based on the information you provide and do not represent an offer to lend or a guarantee of any specific rate, term, or payment amount. Actual rates, payments, and terms may vary. Contact a licensed mortgage professional for personalized guidance.

Intellectual Property

The content, features, and functionality of this website are owned by District Mortgage and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this website without our prior written consent.

Third-Party Links

This website may contain links to third-party websites. These links are provided for your convenience only. We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party websites.

Limitation of Liability

To the fullest extent permitted by law, District Mortgage shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this website.

SMS/Text Messaging Terms

District Mortgage operates two separate text-message programs. They have separate opt-in checkboxes, and consenting to one never enrolls you in the other. Neither is a condition of purchasing any good or service.

1. Customer Communications (informational)

Messages related to your mortgage inquiry: application status, document requests, appointment reminders, and customer care notifications. These messages are never promotional.

• Program Name: District Mortgage Customer Communications
• Message Frequency: Message frequency varies. You may receive up to 10 messages per month depending on your loan activity.
• Opt-In: Check the informational SMS consent box on a District Mortgage website form, or text START to (202) 935-9616.

2. Rate Alerts & Mortgage Tips (marketing)

Promotional messages: rate alerts, mortgage tips, and offers. This program requires its own separate, affirmative opt-in. It is optional, it is never pre-selected, and declining it has no effect on your inquiry or application.

• Program Name: District Mortgage Rate Alerts & Mortgage Tips
• Message Frequency: Message frequency varies, up to 4 messages per month.
• Opt-In: Check the separate marketing SMS consent box on a District Mortgage website form. Texting START to our business number does not enroll you in this program.

Terms that apply to both programs

• Message & Data Rates: Message and data rates may apply. Check with your mobile carrier for details.
• Opt-Out: Text STOP at any time to stop receiving messages. You will receive a confirmation message and no further messages will be sent.
• Help: Text HELP for assistance or contact us at info@districtmortgages.com.
• Supported Carriers: AT&T, T-Mobile, Verizon, and most major US carriers.

Consent to receive text messages is not a condition of purchasing any goods or services. Replying STOP opts you out of the program that sent the message; to leave both programs, reply STOP to a message from each. You can opt out at any time without affecting your mortgage application or any other services.

Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this website. Your continued use of the website after any changes constitutes acceptance of the modified terms.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the District of Columbia, without regard to its conflict of law provisions.

Contact Us

If you have questions about these Terms of Service, please contact us at:

District Mortgage
Email: info@districtmortgages.com