Blog
Articles on DC loan programs, closing costs, taxes, refinancing and neighborhoods.
How to budget for a DC fixer-upper that needs some TLC. DC's recorded sales show what renovated houses and houses that need some TLC sell for per square foot in every neighborhood. Use the price difference to set the renovation budget, then finance the purchase and the work with an FHA 203(k) or Fannie Mae HomeStyle loan.
Renovation loans finance the purchase and the rehab of a DC historic-district fixer-upper in one mortgage. How FHA 203(k), Fannie Mae HomeStyle and Freddie Mac CHOICERenovation work.
DC's 2026 conforming loan limit is $1,249,125. Which Logan Circle purchases need a jumbo loan, and the jumbo rules for down payment, credit score, reserves, DTI and documentation.
How to use a VA loan to buy a Navy Yard condo: eligibility, the 2.15% funding fee, VA condo building approval, DC's $1,249,125 entitlement ceiling, and occupancy rules.
How FHA and conventional loans compare for a DC first-time buyer: down payment, credit score, mortgage insurance, condo approval, seller concessions, and which DC programs work with each.
Occasional email on DC mortgage rates, programs, and neighborhoods. No sales calls — email only, and you can unsubscribe any time.
We respect your privacy. See our Privacy Policy.
Ask a licensed loan officer about your purchase or refinance. No credit pull.
